Essential Tips in Navigating Car Accident Claims with Pre-Existing Conditions in Florida

In Florida, having a pre-existing condition in a car accident personal injury claim makes the process tortuous. Insurance companies will examine such incidents of prior injuries with the possibility of reducing the amount offered as compensation. This reveals that dealing with Florida Car Accident Claims and Pre-Existing Conditions takes a lot of work. However, according to Florida law, one can recover fair compensation if the car accident worsens a pre-existing condition. 

Here are some essential tips if you have a car accident and pre-existing conditions:

Tell your Pre-Existing Health Conditions

Car accident compensation is sensitive to issues of pre-existing conditions because of the truth that the claimant has to tell. Disclosure of such conditions during the dealings protects the insurance companies’ reputations and credibility for those legally involved. Denying or minimizing prior injuries exposes a plaintiff to dismissing the case or reducing compensation upon exposure. Integrity shows that one aims to obtain just compensation for any additional or aggravated condition rather than its fabrication.

Seek Medical Attention Immediately After the Accident

Injuries should be attended to immediately after an accident. There is no need to consider a pre-existing condition first. Early management facilitates the depiction of the extent of health complications after an accident or the worsening of pre-existing health conditions. Explain your chronic diseases to the medical providers so they know about the new developments in your physical state. It is particularly crucial to establish a link between the accident and changes in your physical health and develop a timeline.

Organize Medical Records

Well-documented medical records taken before and after the accident help the doctors compare your condition and determine if any diseases have worsened. This should comprise the doctor’s explaining notes, clinical diagnostic tests, images (X-rays or MRI scans), and the client’s past and current treatment and therapy information. The documentation draws a line between your initial state and current state as a result of the accident, making it difficult for the insurers to give you a hard time. 

Discuss with a Medical Expert

You stand a better chance of being compensated if an expert in the field gives their opinion. Healthcare providers can provide neutral observations on how the accident affected you. This type of evaluation is helpful when determining whether some of your injuries are pre-existing and whether some are new or worsened by the accident to refute the arguments of insurers who may seek to suggest that your injuries are in no way connected to the accident.

Collaborate with a legal professional.

Getting advice from a lawyer specializing in personal injury can be extremely helpful. Lawyers can gather all the essential medical records, deal with expert witnesses, and respond to the insurers. They will also help you make a claim, negotiate with the insurance company, and ensure that you have the best chance. 

Consistently Document Pain and Symptoms

Documenting any pain, symptoms, or changes in health since the accident submitted to the insurance company will help in your case, too. Maintain a diary or logbook where you record the pain episodes, how often they occur, their severity, your movement impairment, and any interventions you receive. While this account provides an alternative to medical notes, it is a continuous assessment of your health after the accident, proving emergent harms affecting your quality of life.

Managing an accident claim with pre-existing conditions is always a complex process and needs careful attention and action. However, one can be ready to provide good care and obtain deserved help and payment.